Trainee Underwriter - UAE National - Cigna Healthcare

Cigna Health and Life Insurance Company; Dubai; On-site; AED 60,000 - 80,000; Full time

Benefits offered by this job

Training programs

Career growth

Competitive salary

Supportive environment

Global exposure

Job summary

Cigna Health and Life Insurance Company in Dubai invites aspiring underwriters to join a structured Trainee Underwriter program. You will learn risk assessment, pricing, and documentation while supporting experienced underwriters.

This role offers comprehensive training, career growth opportunities within a global health service organization, and exposure to health insurance risk analysis in a dynamic market.

Qualifications

• Must be a UAE National.
• Bachelor’s degree in Business, Finance, Insurance, or a related field.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
• Detail-oriented with the ability to manage multiple tasks effectively.
• Eagerness to learn and develop a career in underwriting.

Responsibilities

• Assist in analyzing and evaluating risks for potential clients to determine coverage needs and premium costs.
• Work closely with senior underwriters to learn the principles and practices of underwriting.
• Prepare and review underwriting documentation and reports.
• Support the underwriting team in maintaining accurate records and databases.
• Communicate with clients, brokers, and other stakeholders to gather necessary information for risk assessment.
• Participate in training programs and workshops to enhance underwriting knowledge and skills.
• Ensure compliance with company policies, regulations, and industry standards.

Skills

Analytical

Communication

Multi-tasking

Education

Bachelor’s degree in Business/Finance/Insurance

Tools

Microsoft Office Suite

Job description

Job Purpose

The Trainee Underwriter will support the underwriting team in assessing and evaluating risks for individual and group health insurance policies. This role is designed to develop the trainee’s skills and knowledge in underwriting, enabling them to contribute effectively to the team and grow within the company.

Key Responsibilities

• Assist in analyzing and evaluating risks for potential clients to determine coverage needs and premium costs.
• Work closely with senior underwriters to learn the principles and practices of underwriting.
• Prepare and review underwriting documentation and reports.
• Support the underwriting team in maintaining accurate records and databases.
• Communicate with clients, brokers, and other stakeholders to gather necessary information for risk assessment.
• Participate in training programs and workshops to enhance underwriting knowledge and skills.
• Ensure compliance with company policies, regulations, and industry standards.

Qualifications

• Must be a UAE National.
• Bachelor’s degree in Business, Finance, Insurance, or a related field.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
• Detail-oriented with the ability to manage multiple tasks effectively.
• Eagerness to learn and develop a career in underwriting.

What We Offer

• Comprehensive training and development programs.
• Opportunities for career growth and advancement within Cigna Healthcare.
• Competitive salary and benefits package.
• A supportive and inclusive work environment.
• Exposure to a global health service organization.

About Cigna Healthcare

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Doing Something Meaningful

Doing something meaningful starts with a simple decision, a commitment to changing lives.

Our Commitment

At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.

EEO Statement

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.