Specialist Credit Control

Abu Dhabi Commercial Bank; United Arab Emirates; Hybrid; AED 120,000 - 200,000; Full time

Job summary

A leading banking institution in the UAE is seeking an experienced professional for a Credit Administration role. The ideal candidate should have at least 5 years of Wholesale Banking experience and 1 year in Corporate Credit. Key responsibilities include analyzing credit applications and managing core banking operations, ensuring compliance with service level agreements. The position offers a comprehensive benefits package, flexible working arrangements, and opportunities for learning and professional development.

Benefits

Comprehensive medical insurance

Paid leave and airfare

Child education assistance

Qualifications

• Minimum 5 years of experience in Wholesale Banking with 1 year in Credit administration.
• Experience with process/systems management related to limits and collaterals.
• Proficient in Microsoft Office Suite.

Responsibilities

• Review and analyze credit application details to mitigate operational risks.
• Manage core banking system maintenance ensuring compliance with SLAs.
• Support remedial technology solutions for system gaps.

Skills

Wholesale Banking experience

Corporate Credit administration

Microsoft Office

Process/Systems Management

Education

Bachelor’s Degree in relevant specialization

Tools

Core Banking Systems

Job description

Overview

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Embark on a journey where your unique contributions are celebrated, and your professional growth is embraced. At ADCB, we nurture a diverse, inclusive community where every voice is valued.

About the business area

The Credit Group, within the Corporate & Investment Banking Group (CIBG), oversees corporate credit risk management, including Strategic Clients and Government Banking Division, Financial Institutions Division, and Corporate and Mid-Market Banking segment of the Business Banking Group. It develops and implements systems and procedures for the identification, assessment, measurement, monitoring, and control of credit risk, aligning with the bank\'s overall Risk framework and Risk Appetite policy.

We are actively seeking an ambitious professional to join our team at ADCB to work alongside passionate colleagues who share your ambition to redefine excellence in UAE banking.

In this role, your key responsibilities include

• Review and analyse facility structure, limits, collaterals, pricing, terms and conditions and covenants of approved credit applications and supporting documentation; carry out set up/disbursement processing to ensure operational risks are mitigated in the process.
• Process core banking system maintenance, either as a maker or checker to ensure processing, delivery, reporting complies with agreed Service Level Agreements (SLA\’s).
• Escalate system gaps and system downtime which impacts limit and collateral management/reports to ensure that remedial technology support and solutions are obtained.
• Adhere to all relevant organizational and departmental policies, processes, standard operating procedures and instructions so that work is carried out to the required standard and in a consistent manner while delivering the required standard of service to customers and stakeholders.

The ideal candidate should have the following experience

• At least 5 years of experience in Wholesale Banking with at least 1 year in Corporate Credit administration functions.
• Bachelor’s Degree in relevant specialization
• Process/Systems Management related to Limit/Collateral/Exposures
• Core Banking Systems and Applications
• Microsoft Office (Word, Excel, PowerPoint, Outlook, Access)

What we offer

Comprehensive Benefits Package: This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels).

Flexible and Remote Working Options : We understand the importance of work-life balance and offer flexible working arrangements, subject to eligibility and job requirements.

Learning and Development Opportunities: We value and facilitate continuous learning and personal development, through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e-Learning catalog, on-the-job training and professional development programs.

At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.