Senior Retail Credit Analyst

Commercial Bank International; Sharjah; On-site; AED 100,000 - 135,000; Full time

Job summary

Commercial Bank International in Sharjah is seeking a Credit Analyst to review retail credit applications, assess financial position, and draft recommendations in line with credit policies. You will analyze borrower statements, study account performance, and ensure proposals comply with risk parameters.

The role requires 1–3 years banking experience, bilingual English and Arabic, and strong MS Office skills. Join a team focusing on quality credit decisions and timely MIS reporting to management.

Qualifications

• 1–3 years of banking experience in corporate or retail credit.
• Fluent in English and Arabic (written and spoken).
• Proficiency with MS Office applications (Word, Excel, PowerPoint).
• Solid understanding of retail credit policies, limits, terms and conditions.

Responsibilities

• Review credit applications in line with bank policies and draft comments/recommendations.
• Assess applicant's financial position using supporting documents.
• Evaluate credit proposals against requested amounts and terms.
• Review applicant's bank statements and credit history to identify repayment behavior.
• Ensure approvals comply with policies and procedures.
• Perform other duties as assigned by management.

Skills

Bilingual English/Arabic

MS Office (Word, Excel, PowerPoint)

MIS reporting

Retail credit policies

Education

Bachelor's degree in any discipline

Tools

MS Office

Job description

Commercial Bank International in Sharjah is seeking a Credit Analyst to review retail credit applications, assess financial position, and draft recommendations in line with credit policies. You will analyze borrower statements, study account performance, and ensure proposals comply with risk parameters.

The role requires 1–3 years banking experience, bilingual English and Arabic, and strong MS Office skills. Join a team focusing on quality credit decisions and timely MIS reporting to management.