Senior Officer Credit Documentation

Transguard Workforce Solutions; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading HR solutions provider in the UAE is seeking a Senior Officer Credit Documentation based in Dubai. This role involves drafting and reviewing facility documentation, ensuring compliance with legal standards and managing collateral registration. Candidates should have at least 6 years of banking experience, with a minimum of 3 years in corporate credit documentation, and must hold a Bachelor's degree in Finance. The position offers a dynamic working environment focused on operational efficiency and internal controls.

Qualifications

• Minimum 6 years in banking, with at least 3 years in credit documentation in corporate banking.
• Strong proficiency in MS Office (Word, Excel, Spreadsheets).
• Familiarity with core banking systems.

Responsibilities

• Draft facility offer letters and loan agreements.
• Ensure documentation aligns with UAE laws and internal policies.
• Prepare mortgage and collateral registration documents.
• Support internal audits and compliance activities.

Skills

Corporate credit knowledge

Excellent communication skills

Proficiency in MS Office

Education

Bachelor’s degree in Finance

Tools

Core banking systems

Job description

Transguard Workforce Solutions is the UAE’s leading provider of unique and innovative HR solutions. With a decade of experience in the region and a team that possesses extensive knowledge of the market, we provide a fully integrated HR solution.

We are currently recruiting a Senior Officer Credit Documentation for our client based in Dubai, UAE.

Job Purpose:

The Senior Officer, Credit Documentation is responsible for drafting and reviewing facility documentation in line with approved credit applications, ensuring compliance with legal and regulatory standards, and safeguarding executed documents. The role involves performing fit-to-lend checks, managing collateral registration processes, and supporting internal controls, audits, and compliance initiatives.

Job Responsibilities:

1. Documentation & Compliance:

• Draft facility offer letters and loan agreements for conventional and Islamic credit facilities.
• Review Syndication & LMA standard documentation, ensuring CP & CS satisfaction.
• Ensure documentation aligns with UAE laws, internal policies, and credit approvals.
• Liaise with Legal and Credit teams for non-standard conditions and clarifications.
• Perform fit-to-lend checks and validate enforceability of collateral documentation.

2. Collateral & Registration:

• Prepare and execute mortgage and collateral registration documents.
• Coordinate with LUMU for EMCR registration and ensure timely clearance of deferrals.
• Monitor and follow up on deficient documentation to mitigate credit and legal risks.

3. Control & Audit:

• Ensure safekeeping and lodgement of executed documentation.
• Handle release of original documents and mortgage release requests post-approval.
• Support internal audits, fraud prevention, AML, BCM, and compliance activities.
• Act as a checker for documentation activities when required.

4. Operational Efficiency:

• Improve processing time and reduce rework rates.
• Ensure adherence to SLAs and TATs.
• Support SOP updates and automation initiatives.
• Train team members and maintain backups for critical roles.

Job Context:

• Operates in a dynamic banking environment with evolving market conditions.
• Requires close coordination with Legal, Credit, Corporate Banking, and internal stakeholders.
• Focused on maintaining high asset quality and minimizing NPAs.

Job Requirements:

• Bachelor’s degree (preferably in Finance).
• Minimum 6 years in banking, with at least 3 years in credit documentation in corporate Banking.
• Strong corporate credit knowledge.
• Proficiency in MS Office (Word, Excel, Spreadsheets).
• Familiarity with core banking systems.
• Excellent communication and documentation skills.