Senior Financial Crime Compliance Advisor (UAE)

Checkout Ltd; Dubai; Hybrid; AED 400,000 - 650,000; Full time

Job summary

Checkout.com is hiring a Senior Analyst, Financial Crime Compliance in Dubai to strengthen the UAE Financial Crime Compliance function in the second line of defence. You will provide expert advisory on high-risk clients, support onboarding and escalations, and collaborate with Sales, Onboarding, and Legal to ensure UAE AML/CFT and sanctions compliance.

You will develop local policies, assist in regulatory reports, investigations and QA, and contribute to training and risk assessment across

Qualifications

• Minimum 5+ years of experience in a Compliance function in the banking or payments space.
• Prior experience in Compliance Advisory is ideal; otherwise, 2LoD operations with investigations/audit exposure.
• Robust knowledge of KYC, AML/CFT, sanctions and UAE regulatory requirements.
• Working knowledge of the UAE regulatory environment and CB UAE rules.
• Strong sense of accountability and solution-oriented mindset.
• Ability to identify inefficiencies and design scalable processes.
• Well-organised, able to prioritise and meet deadlines under pressure.
• Strong stakeholder management and communication skills.
• Willingness to continuously learn about payments regulations locally and globally.
• Fluent spoken and written English.
• ACAMS, ICA Diploma or Law degree are desirable but not essential.

Responsibilities

• Provide operational advisory on high-risk clients at onboarding, reviews or triggers with justified opinions and documented EDD work.
• Present risk recommendations to MLROs with clear rationale.
• Investigate alerts with FCInvestigations Unit and Transaction Monitoring; draft STR/SARs for MLRO decisions.
• Lead or contribute to development and updates of local compliance policies and memos.
• Provide quick advisory on internal enquiries on procedures.
• Contribute to AML/CFT risk classification and product risk assessment, including stored value and card issuing.
• Assist external regulator reporting and internal risk reporting to senior management and Board.
• Support audits and regulatory engagements and track action plans.
• Conduct second-line QA on CDD/EDD and screening decisions; feed improvements.
• Perform regulatory watch and gap analyses; propose enhancements.
• Prepare training materials and run scenario-based training.

Skills

Compliance experience

Stakeholder management

English proficiency

Regulatory knowledge UAE

Analytical thinking

Education

ACAMS

ICA Diploma or equivalent

Law degree or related field

Job description

Checkout.com is hiring a Senior Analyst, Financial Crime Compliance in Dubai to strengthen the UAE Financial Crime Compliance function in the second line of defence. You will provide expert advisory on high-risk clients, support onboarding and escalations, and collaborate with Sales, Onboarding, and Legal to ensure UAE AML/CFT and sanctions compliance.

You will develop local policies, assist in regulatory reports, investigations and QA, and contribute to training and risk assessment across