Senior Financial Analyst

ACCA Careers; Dubai; On-site; AED 300,000 - 420,000; Full time

Job summary

ACCA Careers in Dubai seeks a Senior Financial Analyst to support the Senior Finance Manager in corporate finance, treasury operations, and funding across ten entities. You will build robust financial models, manage cash flow forecasting, and provide insights to improve efficiency and risk management.

This role requires strong analytical skills, stakeholder collaboration, and proficiency in Excel, Power BI, SAP BPC, and Anaplan.

Qualifications

• Qualified in Finance and/or Accounting with professional certifications like MBA/ACCA/CFA preferred.
• 2–5 years of experience in corporate finance, treasury, or financial services.
• Strong analytical and financial modeling skills with advanced Excel and Power BI.
• Understanding of FX, liquidity, and treasury accounting.

Responsibilities

• Deliver robust, decision-ready financial models and consolidated projections for planning, funding and cost optimization.
• Ensure accurate Direct Cash Flow forecasts aligned with budgets and forecasts.
• Provide actionable analysis of Balance Sheet, Cash Flow, and funding costs with optimization recommendations.
• Evaluate funding structures to enhance returns and reduce costs; support ALCO reporting and liquidity management.
• Coordinate with Global Treasury Centre for funding transactions and bank management.
• Develop dashboards for real-time monitoring of facility utilization and funding cost drivers.

Skills

Financial analysis

Financial modeling

Stakeholder management

Excel

Power BI

SAP BPC

Anaplan

ALCO knowledge

Education

Finance/Accounting degree

MBA/ACCA/CFA preferred

Tools

SAP BPC

Anaplan

Job description

Overview Of The Role

The Senior Financial Analyst supports the Senior Finance Manager in managing corporate finance, treasury operations, and funding requirements of the Financial Services Division, which includes ten entities. This role requires robust financial analysis, stakeholder coordination, and the ability to manage multiple entities under a structured governance framework. Success is measured through accurate financial modeling, strategic funding execution, effective cash management, and measurable improvements in financial efficiency and risk management.

What You Will Do

Corporate Financing

• Deliver robust, decision-ready financial models and consolidated projections to support strategic planning, funding execution, and cost optimization.
• Ensure accurate Direct Cash Flow (DCF) forecasts aligned with the annual budget and quarterly forecasts.
• Provide actionable performance analysis of Balance Sheet, Cash Flow, and funding costs with recommendations to optimize financial efficiency.
• Evaluate and support optimization of capital and funding structures to enhance returns and reduce funding costs.
• Assess funding impact of capital expenditure and provide managerial insights on portfolio changes.
• Support execution of funding transactions through coordination with the Global Treasury Centre (GTC).
• Monitor capital adequacy and liquidity to enable strategic decision-making.

Treasury & Cash Management

• Prepare and review bi-weekly cash flow forecasts ensuring stakeholder alignment and forecast reliability.
• Ensure compliance with debt limits and facility covenants, identifying potential breaches in advance.
• Drive liquidity optimization to enhance cash efficiency, exceed budget targets, and improve working capital.
• Maintain real-time visibility of cash positions for seamless operational funding and debt servicing.
• Optimize liquidity through intercompany funding structures and cash reallocation strategies.
• Coordinate with GTC on bank management and facility limits, enhancing treasury operations.
• Develop dashboards for real-time monitoring of facility utilization and funding cost drivers.

Asset and Liability Management

• Implement asset and liability strategies to optimize returns per ALCO guidelines.
• Prepare assessments of asset liability mismatches for ALCO reporting.
• Monitor capital, liquidity, and interest rate risks through risk analysis and stress testing.
• Assist in determining funding strategies and balance sheet optimization objectives.

Policies and Procedures

• Manage accounting procedures related to debt and equity funding.
• Support preparation of fiscal records, financial plans, and policies at the divisional level.
• Ensure compliance with relevant policies and regulatory guidelines.
• Prepare internal approvals related to funding and treasury activities.

Governance, Financial Risk Control, Transformation

• Develop SLAs to govern treasury activities with Business Units.
• Assist in ALCO policy development and compliance.
• Review documentation for compliance with DOA including banking mandates.
• Perform KYC duties and update documents with banks in consultation with relevant teams.

Required Skills To Be Successful

• Robust financial analysis and modeling capabilities.
• Effective stakeholder management and communication skills.
• Proficiency in SAP BPC and Anaplan.
• Understanding of balance sheet risks and mitigation strategies.

What Qualifies You For The Role

• Qualified in Finance and/or Accounting, with a preference for professional certifications such as MBA, ACCA, CA, CIMA, or CFA.
• 2 to 5 years of experience in corporate finance, treasury, banking, or financial services.
• Understanding of financial markets, forex, and treasury accounting, including FX, liquidity, and financial instruments.
• Strong analytical and financial modeling skills with advanced proficiency in Excel and Power BI.