Senior Associate, Retail and Wealth Management

Mashreqbank PSC; United Arab Emirates; On-site; AED 130,000 - 180,000; Full time

Job summary

A leading financial institution in the UAE seeks an experienced Treasury Advisor to drive product penetration and revenue growth across Retail and Wealth client portfolios. The role involves advising on Treasury solutions, achieving revenue targets, and enhancing client relationships. Ideal candidates will have 4–6+ years of experience in Treasury or FX Sales, a Bachelor's in a relevant field, and strong advisory skills. This position requires technical knowledge of FX products and adherence to compliance standards.

Qualifications

• 4–6+ years of experience in Treasury or FX Sales.
• Strong technical understanding of FX and rate-linked Treasury products.
• Proven adherence to compliance and control frameworks.

Responsibilities

• Drive Treasury product penetration and revenue growth.
• Deliver market insights and trade ideas aligned with client risk profiles.
• Quote, execute, and confirm trades with precision.

Skills

Relationship management

Communication skills

Advisory skills

Technical understanding of FX products

Education

Bachelor’s in Finance, Business, or Economics

ACI or CFA Level I

Tools

e-FX platforms

CRM tools

Job description

Job Purpose

Drive Treasury product penetration, revenue growth, and advisory quality across assigned Retail and Wealth client portfolios.

• Originating, advising, and executing Treasury solutions — including FX (spot, forwards, swaps, NDFs), rate-linked deposits, precious metals, and approved structured or yield-enhancement products — while maintaining full compliance with conduct and suitability standards.

Key Result Areas

• Revenue Achievement: Meet individual Treasury revenue targets across FX and yield products.
• Client Advisory: Deliver market insights and trade ideas aligned with client risk profiles and objectives.
• Execution Quality: Quote, execute, and confirm trades with precision; ensure timely settlement and post-trade documentation.
• Digital Adoption: Migrate client activity to FX-online and mobile Treasury channels; enhance activation and transaction frequency.
• Conduct & Suitability: Apply target-market classification, risk disclosures, and appropriateness testing for every transaction.
• Relationship Collaboration: Partner with Retail RMs and WM teams to jointly identify Treasury opportunities and cross-sell solutions.
• Market Awareness: Track global macro events, policy shifts, and rate movements; communicate relevant insights to clients and RMs.

Knowledge, Skills and Experience

• Bachelor’s in Finance, Business, or Economics; ACI or CFA Level I preferred.
• 4–6+ years of experience in Treasury or FX Sales, covering Retail and Wealth segments.
• Strong technical understanding of FX and rate-linked Treasury products.
• Excellent relationship management, communication, and advisory skills.
• Proven adherence to compliance and control frameworks; experience using e-FX platforms and CRM tools.