Officer, Digital Onboarding & Commercialization Emiratized Role

First Abu Dhabi Bank; Dubai; On-site; AED 167,000 - 257,000; Full time

Job summary

First Abu Dhabi Bank is seeking a proactive Indemnities Retention specialist in Dubai to manage customer exit requests and identify retention strategies. You will work with Credit, Collections, Risk, and Operations to minimize attrition while ensuring compliance and accurate records.

The role requires strong negotiation skills, knowledge of banking products, and collaboration across departments to safeguard the bank’s interests and customer experience.

Qualifications

• Strong negotiation skills and ability to influence decisions.
• Solid understanding of banking products, policies and systems.
• Excellent interpersonal and communication abilities with customers and teams.
• Team-oriented mindset with collaboration across departments.

Responsibilities

• Screen customer financials from a credit/risk perspective and propose retention solutions.
• Submit management proposals for EOSB cases to retain borrowing relationships.
• Coordinate with Credit, Collections, Risk and branches to assess risks and opportunities.
• Assess customers’ financial position post-employment settlement and propose supports to maintain relationships.
• Process indemnities with EOSB and manage alerts, earmarking when needed.
• Maintain clear customer communications and present the department in meetings.

Skills

Negotiation

Product knowledge

Banking systems

Interpersonal skills

Teamwork

Customer perspective

Experience

Policy understanding

Job description

SUMMARY / INTRODUCTION

Work with the Indemnities manager as a team in managing customer exit requests and identify possible ways of retention and apply the retention tools to minimize customer attrition and manage customer expectations and communications efficiently.

KEY RESPONSIBILITIES

• Perform primary screening into customer's financial records from a credit and risk prospective and propose solutions while working with customers on obtaining guarantees and documents to support proposals that aim to continue the relationship.
• Prepare and submit to management proposals for cases where EOSB are received identifying possibilities in order to be able to continue with the borrowing relationship without overexposing the bank to risk.
• Proactive retention by working with Credit, Collections, Inward Remittances, Operations, Risk, branches, relationship management and other departments involved to identify the risks and potentials of a relationship in light of customer's new financial stand and attend to customer's requests.
• Assess the financial stand of the customer in light of the employment status after the final settlement from the employer is received and propose solutions and work with customers on obtaining guarantees and documents to support proposals that aim to continue the relationship.
• Carry out the operational accepts of the Indemnities department where EOSB have been received, by handling the batches received and ensuring that the alerts are put on the accounts and, when required the accounts are earmarked appropriately.
• Management of internal and external customer communications, with an overall aim to enhance customer experience and develop solid, strong and professional communication skills. Represent the Indemnities department in meetings with all customers (internal and external) as and when required.
• Ensure all TATs of the department are met and all assigned work is completed in a timely and accurate manner.
• Follow up with other units of the bank to ensure that the process of EOSB is running smoothly to reduce any delays and avoid complaints.
• Maintain up-to-date MIS tracking all important information pertaining to every case handled, and to analyze MIS and submit weekly / monthly statistical reports that assist in KPI and learning / improvement areas.
• Ensure that all matters where a risk or breeches of the process has been identified is escalated to the management through the proper channels.
• Maintain accurate records for all transactions of the department.
• Keep up to date with information on the market offering for individual customers through research, customer declaration, information received from BIU and other sources in order to be constantly educated on what competitors are offering to various customer segments in order to be able to align our offering and solutions accordingly.
• Ensure accuracy of information shared with customer and ensure that there is no unauthorized divulging of confidential information.
• Ad-hoc duties and administrative duties towards retention.
• Adhere to the Standard Operating Procedures, Policies, Code of Conduct and Service Standards of the bank.

REQUIREMENTS / QUALIFICATIONS

• Good negotiation skills
• Good understanding of the products, policies and systems.
• Interpersonal skills to efficiency interact with customers and other business units.
• Team working skills.
• Ability to present customer's perspective and ability to perform primary initial screening into customer's financial records.
• Very good understanding of product policies, features and running campaigns.
• Knowledge in Banking Systems.
• Minimum of 2 year of experience in the same role.

About Us

First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.

Life at FAB

Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization

Career Development

FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.

Our Values

At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.

Join our team and be part of a journey to shape the future of banking.