Lead Product Manager

James Douglas Middle East; Abu Dhabi; On-site; AED 300,000 - 400,000; Full time

Job summary

A leading technology and financial services group is seeking a Lead Product Manager - Consumer Lending. This role focuses on driving digital lending products and requires 10+ years of experience in product management within consumer lending or digital credit. The ideal candidate will have a strong background in banking and fintech, showcasing an ability to collaborate across teams and drive product lifecycle from concept to launch, ensuring compliance and excellent customer experience.

Qualifications

• 10+ years of product management experience in consumer lending or digital credit.
• Strong background in banking or regulated financial institutions.
• Proven success in launching and scaling lending products.

Responsibilities

• Lead the end-to-end product lifecycle for consumer lending solutions.
• Define product strategy and roadmap aligned with business objectives.
• Monitor performance metrics and drive product improvements.

Skills

Product management

Consumer lending

Stakeholder management

Data analysis

Cross-functional leadership

Tools

Fintech platforms

Loan management systems

Job description

Our client is a leading UAE-based technology and financial services group, building one of the regions most comprehensive digital ecosystems across communication, payments, commerce, and lifestyle services. The group is rapidly expanding its fintech and acquiring capabilities, integrating physical and digital acceptance infrastructure to serve both consumers and merchants at scale.

We are looking for a Lead Product Manager - Consumer Lending to drive the strategy, development, and execution of our client's digital lending products, including SNPL/BNPL, Easy Cash, and Cash Now offerings. The ideal candidate will have a strong understanding of both banking and fintech lending ecosystems, with hands‑on experience in consumer credit, personal loans, or instalment products.

This role requires a product leader who can balance strategic vision with execution excellence, working across teams to deliver seamless, compliant, and innovative lending experiences to our customers.

Key Responsibilities

• Lead the end-to-end product lifecycle for consumer lending solutions from concept to launch and continuous optimization.
• Define product strategy and roadmap aligned with the company's business objectives, regulatory framework, and customer needs.
• Collaborate closely with engineering, design, data, risk, and operations teams to ensure timely and high-quality delivery.
• Partner with banks, fintech partners, and technology vendors to integrate and enhance lending capabilities (e.g., FintechOS, Camunda, M2P, AECB, etc.).
• Develop customer‑centric features to improve acquisition, credit approval speed, repayment flexibility, and digital experience.
• Ensure all product features comply with CBUAE and AECB regulations, data protection, and internal governance standards.
• Monitor performance metrics, customer feedback, and market trends to drive product improvements and innovation.
• Lead, mentor, and develop a team of product managers or analysts to scale lending initiatives.

Key Requirements

• 10+ years of product management experience in consumer lending or digital credit.
• Strong background in banking or regulated financial institutions, combined with exposure to BNPL/SNPL, Easy Cash, or instant loan fintech products.
• Proven success in launching and scaling lending or instalment products in digital ecosystems (mobile/web).
• Solid understanding of credit lifecycle management, risk assessment, loan origination, and collections processes.
• Experience working with credit bureaus, loan management systems, and decision engines.
• Excellent stakeholder management skills and ability to drive discussions with tech, compliance, risk, and business teams.
• Analytical mindset with ability to use data and user insights for decision‑making.
• Strong communication and leadership skills; able to influence cross‑functional teams.

Preferred

• Exposure to fintech platforms, digital wallets, or micro‑lending ecosystems.
• Prior experience integrating with AECB, CBUAE, or similar regulatory bodies.