Junior Compliance Officer

Terracotta Outsourcing; Dubai; On-site; AED 120,000 - 180,000; Full time

Job summary

Terracotta Outsourcing is recruiting a Junior Compliance Officer (Analyst) for a leading international banking institution in Dubai. The role supports KYC/CDD, AML/CFT, regulatory compliance, and client onboarding, working with Compliance and CIB teams.

Arabic and English fluency is essential, with UAEN nationality mandatory. 0–3 years of banking compliance experience is acceptable; ACAMS/CAMS/CGSS are advantageous but not required.

Qualifications

• Bachelor's degree in Banking, Finance, Business Administration, or related discipline.
• UAEN nationality mandatory.
• 0–3 years in banking compliance or related field; fresh graduates may be considered.
• Fluency in Arabic and English required.
• ACAMS/CAMS/CGSS certifications are beneficial but not mandatory.

Responsibilities

• Support KYC/CDD reviews and client onboarding per internal policies.
• Assist AML/CFT reviews and sanctions screening, identify suspicious activity.
• Support MLRO with regulatory reporting and documentation.
• Collaborate with Compliance and CIB teams; respond to stakeholder queries.

Skills

KYC / CDD

AML / CFT

Regulatory compliance

Client onboarding

Arabic & English

Education

Bachelor's degree in Banking, Finance, or related

Job description

Terracotta is currently recruiting a Junior Compliance Officer (Analyst) on behalf of a leading international banking institution in the region,

This is an excellent opportunity for an early-career professional or fresh graduate looking to build a career within banking compliance. The successful candidate will support the Compliance function across financial security, regulatory compliance, client onboarding, and anti-money laundering activities, working closely with the Compliance and Corporate & Institutional Banking (CIB) teams.

Location: Dubai

Nationality Requirement: UAEN – Mandatory

Key Responsibilities:

1. KYC / CDD & Client Onboarding

• Support Know Your Customer (KYC) and Customer Due Diligence (CDD) reviews in line with internal policies and regulatory requirements.
• Assist with compliance checks and due diligence procedures during client onboarding.
• Review client documentation and identify potential compliance concerns or gaps.
• Support ongoing customer reviews and ensure compliance records are appropriately maintained.

2. AML / CFT & Financial Security

• Assist in reviewing Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT) alerts and escalations.
• Support the identification and assessment of suspicious activities, transactions, and potential financial crime risks.
• Review Politically Exposed Person (PEP) exposure and sanctions-related risks.
• Assist with financial security monitoring and related compliance activities.

3. Regulatory Compliance & Reporting

• Support the Money Laundering Reporting Officer (MLRO) with regulatory reporting and suspicious transaction reporting activities.
• Assist in ensuring compliance with applicable regulatory requirements and internal banking policies.
• Monitor regulatory developments and support the implementation of relevant compliance procedures.
• Maintain accurate compliance documentation and records.

4. Stakeholder Management & Compliance Support

• Work closely with the Compliance team and Corporate & Institutional Banking (CIB) teams.
• Support internal compliance reviews, investigations, and escalations.
• Assist with responding to compliance-related queries from internal stakeholders.
• Contribute to maintaining a strong compliance culture across the organization.

Qualifications:

• Bachelor's degree in Banking, Finance, Business Administration, or a related discipline.
• UAEN– Mandatory.
• 0–3 years of relevant experience in banking compliance, financial security, AML, or a related field. Fresh graduates may also be considered.
• Good understanding of AML/CFT, KYC/CDD, sanctions screening, anti-bribery, and regulatory compliance principles.
• Familiarity with Central Bank regulations and banking compliance requirements would be an advantage.
• Fluency in both Arabic and English is essential.
• Strong analytical skills, attention to detail, and the ability to identify potential compliance risks.
• Good communication, interpersonal, and organizational skills.
• ACAMS / CAMS / CGSS certifications would be an added advantage but are not mandatory.