Head of Unsecured Lending Product & P&L - Digital Growth

RAK BANK; United Arab Emirates; On-site; AED 300,000 - 450,000; Full time

Job summary

A leading bank in the UAE is seeking a Senior Vice President for Unsecured Lending to define strategies and lead digital transformation initiatives in personal loans. The ideal candidate will have over 10 years of experience in retail banking product management, a strong understanding of UAE regulations, and expertise in driving profitable lending propositions. This role demands a strategic mindset and robust leadership in cultivating high-performing teams.

Qualifications

• 10+ years in retail banking product management with direct P&L ownership.
• Proven success in digitizing loan journeys and embedding automation.
• Knowledge of UAE lending regulations and experience with analytics teams.

Responsibilities

• Define and own the long-term strategy and roadmap for unsecured lending.
• Champion digital transformation through automation and analytics.
• Lead product innovation with fast, personalized, and commercially viable propositions.

Skills

Deep knowledge of unsecured lending

Expertise in funnel management

Skilled in fraud prevention

Strategic vision

Leadership capabilities

Strong cross-functional influence

Education

Bachelor’s degree in Business, Finance, or related field

MBA preferred

Job description

A leading bank in the UAE is seeking a Senior Vice President for Unsecured Lending to define strategies and lead digital transformation initiatives in personal loans. The ideal candidate will have over 10 years of experience in retail banking product management, a strong understanding of UAE regulations, and expertise in driving profitable lending propositions. This role demands a strategic mindset and robust leadership in cultivating high-performing teams.