Head of Commercial Banking (Assets) — Growth & Strategy Leader

RAK BANK; United Arab Emirates; On-site; AED 200,000 - 300,000; Full time

Job summary

A prominent financial institution in the UAE is seeking a Head of Commercial Banking, responsible for driving the banking division, managing client relationships, and delivering tailored financial solutions. The ideal candidate has 10-12 years of banking experience, including 5 years in a leadership role, and a strong understanding of P&L management and credit structuring. This position offers an opportunity to lead strategic growth initiatives and digital transformation efforts.

Qualifications

• 10–12 years of progressive banking experience in corporate/SME banking with a top-tier bank in UAE.
• Minimum 5 years in a leadership role.
• Strong understanding of credit structuring and regulatory frameworks.
• Proven ability to manage P&L and deliver strategic growth.

Responsibilities

• Lead strategy to identify, target, and onboard new clients across trade and working capital.
• Develop client engagement plans to grow wallet share and cross-sell products.
• Build market intelligence to identify emerging opportunities.
• Lead and mentor relationship managers and analysts.
• Set clear KPIs and ensure delivery against business targets.
• Oversee portfolio health and proactive risk mitigation.
• Monitor asset quality and ensure adherence to risk parameters.

Skills

Commercial Banking Strategy

Credit & Risk Management

P&L and Financial Acumen

Regulatory Compliance

Digital Transformation

Strategic Thinking & Business Acumen

Leadership & People Development

Client Relationship Management

Negotiation & Influencing

Innovation & Change Management

Education

Bachelor’s degree in Finance, Economics, or Business Administration

Master’s degree preferred

Job description

A prominent financial institution in the UAE is seeking a Head of Commercial Banking, responsible for driving the banking division, managing client relationships, and delivering tailored financial solutions. The ideal candidate has 10-12 years of banking experience, including 5 years in a leadership role, and a strong understanding of P&L management and credit structuring. This position offers an opportunity to lead strategic growth initiatives and digital transformation efforts.