Digital Product Expert - Assets & Trade Finance Squad

Mashreqbank PSC; United Arab Emirates; On-site; AED 300,000 - 400,000; Full time

Job summary

A leading financial institution is seeking a seasoned professional with over 8 years of experience in digital banking. Responsibilities include leading agile teams, managing product backlogs, and developing onboarding solutions for business banking. Ideal candidates should have a bachelor’s degree in finance or computer science, proven experience in SME Lending, and strong analytical and collaboration skills. This role offers the opportunity to influence digital strategy in a fast-growing environment.

Qualifications

• Minimum 8 years of experience in Financial Services Innovation or Digital Banking.
• At least 5 years of hands-on experience in SME Lending and Merchant Finance products.
• Strong track record of end-to-end project delivery.

Responsibilities

• Lead Agile development teams and manage the product backlog.
• Develop comprehensive onboarding solutions for business banking.
• Manage a diverse team to align with business objectives.

Skills

Collaboration with Product Owners

Agile methodologies

Project delivery

API integrations

Stakeholder management

Analytical skills

Education

Bachelor's degree in finance or Computer Science

MBA or Master's in digital finance

Tools

Microsoft Azure

Job description

Key Result Areas

• Project & Product Delivery
  • Collaborate with the Product Owner and technical teams to ensure adherence to project standards and communicate changes effectively.
  • Work closely with Agile development teams, leading sprint events using your technical expertise.
  • Design detailed solutions including functional specifications, user stories, interfaces, and workflows.
  • Implementation of STP Solutions to reduce TAT.
  • Manage the product backlog and roadmap, ensuring alignment with strategic goals.
• Dealing with Service Providers & Partners
  • Explore and deploy developing trends in AI and Open Banking for Onboarding and portfolio monitoring action in Asset Portfolio.
  • API integrations with 3rd Party Service Providers to enhance existing as well as new journeys.
• End-to-End Journey Solutioning
  • Develop comprehensive onboarding solutions for business banking, ensuring seamless integration and delivery.
  • Move beyond backlog management to proactively create and optimize customer journeys.
• Team & Stakeholder Management
  • Manage a diverse team, ensuring alignment with business objectives and digital strategy.
  • Engage stakeholders across regions to drive collaboration and strategic execution.

Knowledge, Skills and Experience

Educational Background

• Bachelor’s degree in finance, Computer Science, or a related field.
• MBA or Master’s in digital finance is preferred.

Professional Experience

• Minimum 8 years of experience in Financial Services Innovation, Digital Banking, or Fintech.
• At least 5 years of hands‑on experience in SME Lending and Merchant Finance products.
• Strong track record of end‑to‑end project delivery, including solution design and execution.

Technical & Product Expertise

• Proven ability to gather and translate business requirements into actionable user stories.
• Hands‑on experience in data engineering, data science, or software engineering.
• Technical background in development or testing is a strong advantage.
• Experience as a Proxy Product Owner or Product Manager for software products.
• Deep understanding of the software development lifecycle and Agile methodologies.

Leadership & Collaboration

• Strong negotiation, leadership, and collaboration skills.
• Excellent communication and presentation capabilities, with confidence in engaging senior stakeholders.
• Demonstrated ability to work effectively as a team player, individual contributor, and cross‑functional collaborator.
• Ability to build trust and rapport, fostering a productive and inclusive work environment.

Analytical & Strategic Thinking

• Strong analytical and quantitative skills.
• Proven ability to think both strategically and tactically.
• Passionate about innovation, with a proactive and solution‑oriented mindset.

Technical Tools

• Familiarity with Microsoft Azure platforms and tools.