Credit Card & Lending Lead — Dubai Growth & Innovation

PayTech Nexus Ltd; Dubai; On-site; AED 300,000 - 400,000; Full time

Job summary

A financial services company is seeking a Head of Credit/Lending to lead the strategic setup and operational launch of a new independent credit card business in Dubai. The ideal candidate will have at least 15 years of experience in retail banking, with a strong emphasis on credit card product lifecycle management and leadership in developing successful card portfolios. This role offers a strategic opportunity to drive market penetration and profitability.

Qualifications

• Minimum 15 years in retail banking with 8 years of credit card business leadership.
• Deep expertise in credit card product lifecycle management.
• Familiarity with GCC regulatory frameworks.

Responsibilities

• Shape the credit card business model and align with broader retail strategy.
• Design and launch a suite of credit card products.
• Establish robust credit risk frameworks and underwriting policies.

Skills

Credit risk and portfolio analytics

Strategic planning and execution

Product innovation and lifecycle management

Regulatory compliance and governance

Cross-functional leadership and communication

Agile project delivery and digital transformation

Education

Bachelor's degree in finance, Economics, Business or related field

Master's degree (e.g. MBA or MSc in Finance)

Job description

A financial services company is seeking a Head of Credit/Lending to lead the strategic setup and operational launch of a new independent credit card business in Dubai. The ideal candidate will have at least 15 years of experience in retail banking, with a strong emphasis on credit card product lifecycle management and leadership in developing successful card portfolios. This role offers a strategic opportunity to drive market penetration and profitability.