AVP & Lead- Credit Management (Emiratised Role)

First Abu Dhabi Bank; Abu Dhabi; On-site; AED 60,000 - 120,000; Full time

Job summary

A leading financial institution in Abu Dhabi is seeking an AVP & Lead in Credit Management. The role involves preparing and processing credit requests, managing account portfolios, and ensuring compliance with banking standards. Candidates should have 5-8 years of banking experience, with a focus on credit processes, and a bachelor's degree in a relevant field. This full-time position is a great opportunity to grow your career in a prestigious bank.

Qualifications

• 5-8 years of banking experience, at least 5 years in Credit.
• Strong analytical skills for credit assessments.

Responsibilities

• Prepare and process credit-related requests and recommendations.
• Manage a portfolio of accounts and ensure compliance.
• Conduct monitoring on early warning cases.

Skills

Credit analysis

Risk assessment

Financial reporting

Education

Bachelor’s degree in accountancy/commerce/economics/finance

Master’s degree

Job description

AVP & Lead- Credit Management (Emiratised Role)

• Full-time
• Division: Group Credit

Join the UAE’s largest bank and one of the world’s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark at a top company, in an exciting & dynamic industry.

JOB PURPOSE:

Prepare, recommend, gain approval for and advise outcome of the approving authority’s decision to units submitting credit facility applications and other transaction or one-off requests pertaining to Commercial Banking Customers.

KEY ACCOUNTABILITIES:

• Responsible for preparing/processing all credit related issues/requests originating from business units and conducting comprehensive analysis & assessment of such requests, based on which recommendations to be made for approval/rejection by appropriate approving authority or as applicable decisions to be provided based on delegation matrix; with the objective of ensuring that only high-quality assets are booked.
• Manage a portfolio of accounts and undertake regular follow-up with Business units on normal credit facility accounts where follow-up is required according to the terms of credit approval to ensure compliance. Also undertake monitoring on early warning cases and take updates from Business units to safeguard the interest of the bank and have follow-up on client commitments.
• Undertake additional projects to support the Credit Team activities.
• Undertake additional responsibilities, including system checks, MIS reports etc as directed by Credit Head.

Requirements:

• Bachelor’s degree level in accountancy/commerce/economics/finance with Master’s degree being an added benefit.
• About 5-8 years banking experience of which at least 5 years in Credit

Job Location