Associate Director Investment Advisor - Pakistan Corridor

Standard Chartered; Abu Dhabi; On-site; AED 300,000 - 520,000; Full time

Benefits offered by this job

Competitive salary and benefits

Generous leave policy

Flexible working options

Wellbeing and learning programs

Global bank network

Job summary

Standard Chartered in Abu Dhabi seeks an Investment Advisor to support Relationship Managers and clients in achieving investment objectives. You will articulate bank house views, discuss market opportunities, and coordinate with WM Product teams to ensure client needs are met.

The role requires tracking market trends, conducting portfolio reviews, and providing proactive support to frontline teams while upholding regulatory standards and risk controls.

Qualifications

• Assist Affluent Segment RMs in UAE to meet client objectives and grow AUM.
• Present bank house views on markets and products to clients.
• Collaborate with WM Product team to align client requirements with offerings.

Responsibilities

• Provide investment solutions aligned with client objectives and risk profile.
• Liaise with product managers to ensure flow of market knowledge.
• Conduct portfolio reviews and provide independent opinions on portfolios.
• Ensure frontline teams receive adequate sales support and market ideas.

Skills

Investment advisory

Client relationship

Portfolio reviews

Market knowledge

Risk management

Education

Undergraduate degree

CFA/CFP/CAIA/FRM/CMT preferred

Tools

Bloomberg Terminal

CRM systems

MS Excel

Job description

Job description

About Us

Our team consists of 25,000 colleagues, spread across 35 countries. We believe in transformation - embracing agile and new ways of working together, which helps us to truly 'think client' and serve millions of our affluent and emerging affluent clients, across the world. Our clients include individuals and small businesses, and we support them with a range of traditional banking services, including investment, credit and wealth planning solutions.

We offer career opportunities for relationship managers, customer service specialists, product and segment management, sales and wealth planning.

If you’re looking to unlock new job growth opportunities, Standard Chartered Bank is the place for you. We are currently seeking an experienced professional to join our team.

About Wealth and Retail Banking

Wealth and Retail Banking (WRB) serves more than 11 million clients in many of the world’s fastest-growing markets. Our client continuum spans from Mass Retail to Affluent, including high-net worth clients served by our Private Bank. We leverage digital banking channels with a human touch to provide clients with differentiated products and services such as deposits, payments, financing, wealth management and personalised advice. We also support small business clients with their business banking needs.

Job Summary

The Investment Advisor provides support to the Relationship Managers and their clients to meet the client’s desired investment objectives and increase bank’s share of wallet. The Investment Advisor plays a key role in providing the bank’s house views on markets and products and providing clients with investment solutions in line with their investment objectives and risk profile. The Investment Advisor helps in liaising with the product managers within the Wealth Management Product team on a regular basis to discuss client requirements and to ensure flow of product and market knowledge.

Key Responsibilities

Strategy

• Assisting Affluent Segment - Relationship Managers in UAE to meet client’s desired investment objectives and assist in achievement of AUM growth and revenues from Investment products
• Responsible for updating the frontline and customers of the bank on the outlook published by the CIO Office with relevant and timely information on global Capital Markets, Asset Classes and route to market ideas
• To play a key role in liaising with the product managers within the WM product team (Managed Investments, Bancassurance, CMPS and WM Lending) on a regular and ad-hoc basis to ensure flow of client and market requirement.
• Ensure proper client coverage is provided to complete Portfolio Reviews of target clients as defined from time to time in addition to planning for New to Wealth client.

Business

• Determine client’s risk appetite, investment preference and return expectations by partnering with Relationship Managers in client meetings
• Conduct portfolio reviews by providing independent opinion on quality of client’s existing portfolios
• Ensure that all the wealth management sales teams (Frontline RMs & Specialists) receive adequate sales support, and route to market ideas basis current & relevant views
• Keep abreast of latest trends on Investment products, financial markets, consumer behaviours and use of technology in providing investment solutions
• Provide reports / analysis where required within the management framework.

People & Talent

• Develop a people culture which encourages, and champions change among colleagues in the daily workplace. This will facilitate ideation, product innovation and process improvement with the objective of delivering superior Customer & Frontline experience

Risk Management

• Collaboratively partner with risk teams to ensure risk management procedures and processes are effectively implemented to operate within operational and credit risk appetite.
• Adhere and ensure operational risk management measures are met on a day-to-day basis
• Work collaboratively with countries and functions to ensure any audit findings are suitably rectified.

Governance

• Maintain an adequate control environment and operational procedures to prevent loss arising from non-adherence to controls
• Adhere to all controls and compliance guidelines set by the Bank
• Ensure compliance with all regulations and controls as set by the Bank and external regulatory authorities associated with Investment products

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, elevate, mitigate and resolve risk, conduct and compliance matters.

Qualifications

• Education: Minimum Undergraduate
• Certifications: CFA, CFP, PFP, CAIA, FRM or CMT Is Preferred but Not Mandatory
• Languages: Urdu and English is Mandatory

About Standard Chartered

We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.

Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.

What We Offer

• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.

Visit our careers website to learn more about us: www.sc.com/careers.