Assistant Relationship Manager

Mashreqbank PSC; United Arab Emirates; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading financial institution in the United Arab Emirates seeks a professional to prepare detailed credit proposals and assist the Relationship Team in maintaining account relationships. The ideal candidate will have strong credit and legal knowledge, excellent analytical skills, and a background in finance, holding an MBA or CA with 2-5 years of experience. Responsibilities include analyzing financial statements, coordinating with managers, and attending to customer queries for effective service delivery.

Qualifications

• Preferred MBA/CA with a minimum of 2-5 years of experience.
• Strong credit and legal knowledge is mandatory.
• Excellent analytical skills and ability to perform as a team player.

Responsibilities

• Prepare detailed credit proposals and assist in account relationship management.
• Conduct in-depth analysis of financial statements.
• Coordinate with Relationship Manager to gather necessary information for credit proposals.

Skills

Credit analysis

Financial statement analysis

Communication skills

Marketing skills

Teamwork

Education

MBA or CA

Tools

PC skills

Job description

• To prepare detailed credit proposals and assist the Relationship Team in maintaining the account relationship, resolving related issues, if any.
• Undertake spreading and in depth meaningful analysis of financial statements.
• Discuss customers requirements, line structure and related terms and conditions with Relationship Manager / Account Manager.
• Coordinate with Relationship Manager to ensure that all necessary information required for processing a credit proposal are obtained from the customer.
• Preparation of all credit proposals with due focus on risk analysis and mitigants, in terms of financial business, operational management and environmental factors and duly supported by the financial highlights addressing key factors, in accordance with the Bank Policy. Credit presentations to be prepared in precise and balanced manner and reflect high quality and standard.
• Acquire thorough knowledge about the bank’s credit policies, products and services.
• Establish cordial relationship with Credit Manager and provide clarifications on any queries raised.
• Attending to customers calls as may be required.
• Complete knowledge and clear understanding of the Bank’s credit policy and operating systems.
• Strong credit and legal knowledge and marketing skills mandatory.
• Thorough awareness of various financial product / services.
• Excellent communication and analytical skills with ability to perform as a team player.
• PC skills required.
• MBA/CA is preferred with minimum experience of 2-5 years.