Assistant Relationship Manager

Mashreq Bank; United Arab Emirates; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading financial institution in the United Arab Emirates seeks a skilled professional to prepare detailed credit proposals and assist the Relationship Team in maintaining client relationships. The ideal candidate will have strong credit and legal knowledge, excellent communication and analytical skills, and a minimum of 2-5 years of relevant experience. An MBA or CA is preferred. You will need to establish relationships with the Credit Manager and ensure compliance with the Bank's policies.

Qualifications

• Minimum experience of 2-5 years in banking or finance.
• Complete knowledge of the Bank's credit policy and operating systems.
• Thorough awareness of various financial products/services.

Responsibilities

• Prepare detailed credit proposals with risk analysis.
• Coordinate with Relationship Manager for processing credit proposals.
• Establish relationships with Credit Manager and address queries.

Skills

Strong credit and legal knowledge

Excellent communication skills

Analytical skills

Marketing skills

PC skills

Education

MBA/CA

Job description

Responsibilities

• To prepare detailed credit proposals and assist the Relationship Team in maintaining the account relationship, resolving related issues, if any.
• Undertake spreading and in depth meaningful analysis of financial statements.
• Discuss customers requirements, line structure and related terms and conditions with Relationship Manager / Account Manager.
• Coordinate with Relationship Manager to ensure that all necessary information required for processing a credit proposal are obtained from the customer.
• Preparation of all credit proposals with due focus on risk analysis and mitigants, in terms of financial business, operational management and environmental factors and duly supported by the financial highlights addressing key factors, in accordance with the Bank Policy. Credit presentations to be prepared in precise and balanced manner and reflect high quality and standard.
• Acquire thorough knowledge about the bank’s credit policies, products and services.
• Establish cordial relationship with Credit Manager and provide clarifications on any queries raised.
• Attending to customers calls as may be required.

• Complete knowledge and clear understanding of the Bank’s credit policy and operating systems.
• Strong credit and legal knowledge and marketing skills mandatory.
• Thorough awareness of various financial product / services.
• Excellent communication and analytical skills with ability to perform as a team player.
• PC skills required.
• MBA/CA is preferred with minimum experience of 2-5 years.