Assistant Medical Underwriting Manager

INTELLIGENT SOLUTIONS; Dubai; On-site; AED 100,000 - 130,000; Full time

Job summary

INTELLIGENT SOLUTIONS is seeking a Medical Underwriter in Dubai to lead underwriting activities across Group, SME, and Individual insurance portfolios. This position requires over 5 years of experience in medical underwriting and offers a chance to influence strategic decisions in a high-performing team.

The ideal candidate will possess a Bachelor’s degree in Medicine or a related field, and professional qualifications such as CII / Dip CII are preferred. Join to enhance portfolio growth while maintaining underwriting discipline.

Qualifications

• 5+ years of experience in medical underwriting.
• Strong exposure to Group, SME, and Individual medical insurance portfolios.
• Good understanding of market practices and regulatory frameworks.

Responsibilities

• Lead underwriting activities across Group, SME, and Individual medical insurance portfolios.
• Assess complex medical risks and determine pricing.
• Analyze claims experience to drive informed underwriting decisions.

Skills

Risk assessment

Underwriting decision-making

Stakeholder management

Analytical skills

Education

Bachelor’s degree in Medicine or related field

Professional qualifications such as CII / Dip CII

Job description

General Overview

We are excited to be partnering with a leading insurance organization to recruit a Medical Underwriter to join their high-performing team. This is a fantastic opportunity for an experienced underwriting professional to step into a role that offers strong ownership, visibility, and impact, contributing directly to portfolio strategy, profitability, and long-term sustainability.

Working closely with senior stakeholders, this role goes beyond day-to-day underwriting and offers the opportunity to influence decision-making, strengthen underwriting governance, and support the expansion of Group, SME, and Individual business lines.

Key Responsibilities

• Lead underwriting activities across Group, SME, and Individual medical insurance portfolios
• Assess complex medical risks, determining appropriate pricing, terms, and coverage structures
• Analyze claims experience, utilization trends, and risk profiles to drive informed underwriting decisions
• Support portfolio growth while maintaining strong underwriting discipline and loss ratio control
• Partner with business development teams and brokers to structure competitive and sustainable solutions
• Manage renewals strategically, identifying risks and opportunities to enhance retention and profitability
• Monitor portfolio performance and proactively identify areas for improvement
• Contribute to underwriting governance, ensuring alignment with internal policies and regulatory standards
• Support portfolio reviews, reporting, and strategic planning initiatives

Key Requirements

• Bachelor’s degree in Medicine, Allied Health Sciences, Insurance, Risk Management, or a related field
• 5+ years of experience in medical underwriting
• Strong exposure to Group, SME, and Individual medical insurance portfolios
• Professional qualifications such as CII / Dip CII are preferred
• Strong technical expertise in risk assessment, pricing, and underwriting decision-making
• Good understanding of market practices and regulatory frameworks within the medical insurance space
• Proven ability to balance commercial growth with disciplined underwriting practices
• Strong analytical, communication, and stakeholder management skills
• Ability to operate in a fast-paced, performance-driven environment