Asset Liability & Capital Management Analyst

Confidential; Abu Dhabi; On-site; AED 280,000 - 460,000; Full time

Job summary

Confidential is partnering with a leading UAE institution to shape its digital-first financial services platform. The Asset Liability & Capital Management Analyst will support balance sheet governance, capital adequacy monitoring, liquidity analytics, and ALCO decision‑making for a modern bank starting from day one.

You will collaborate with Treasury, Finance, and Risk teams to build scalable analytical frameworks.

Qualifications

• 6+ years of ALM, balance sheet risk, or liquidity analytics experience in banking.
• Strong knowledge of capital adequacy, Basel standards, and liquidity management.
• Proven track record in regulatory returns, ALCO packs, and stress testing.
• Familiarity with CBUAE liquidity requirements.
• Experience with balance sheet modelling and treasury analytics.
• Professional qualifications such as CFA/FRM/PRM are advantageous.

Responsibilities

• Monitor capital adequacy, liquidity, and funding metrics with timely analysis.
• Prepare ALCO packs with insights on balance sheet and liquidity.
• Produce regulatory liquidity and capital ratios and related reporting.
• Prepare ICAAP inputs, stress testing, and data-driven recommendations.
• Build and maintain models, reconciliations, and reporting frameworks.
• Leverage automation and AI-enabled tools to enhance treasury analytics.

Skills

ALM expertise

Balance sheet analytics

Regulatory reporting

Treasury analytics

Education

CFA/FRM/PRM certification

Tools

Automated reporting tools

Job description

We're excited to be partnering with a leading institution in the UAE that is building a digital-first, AI-enabled financial services organization from the ground up. This is a unique opportunity to join at an early stage and help shape the operational, financial, and control foundations of a business with significant institutional backing and long-term ambition. If you're passionate about balance sheet management, capital and liquidity analytics, and building scalable financial frameworks, we'd love to hear from you.

As Asset Liability & Capital Management Analyst, you will play a key role in supporting balance sheet governance, capital adequacy monitoring, liquidity analysis, and ALCO decision-making. Working closely with Treasury, Finance, and Risk teams, you'll help establish the analytical capabilities and reporting frameworks needed to support a modern digital bank from day one.

Responsibilities

• Monitor capital adequacy, liquidity, and funding metrics, ensuring accurate and timely analysis.
• Support the preparation of ALCO packs, providing insights into balance sheet, capital, liquidity, and funding performance.
• Produce regulatory liquidity and capital ratios and support required reporting processes.
• Prepare ICAAP inputs, stress testing analysis, and data-driven recommendations to support decision-making.
• Build and maintain analytical models, reconciliations, and reporting frameworks supporting liquidity and capital management.
• Leverage automation and AI-enabled tools to enhance reporting, forecasting, and treasury analytics capabilities.

Requirements

• 6+ years of experience in Asset Liability Management (ALM), balance sheet risk, capital management, or liquidity analytics within banking or financial services.
• Strong understanding of capital adequacy, liquidity management, ICAAP, regulatory ratios, and funds transfer pricing.
• Proven experience producing regulatory returns, ALCO packs, and stress testing analysis in a regulated banking environment.
• Knowledge of CBUAE liquidity requirements and Basel capital and liquidity standards.
• Experience with balance sheet modelling, treasury analytics, and automated reporting solutions.
• Professional qualifications such as CFA, FRM, or PRM are advantageous.