AML Compliance Analyst

Capitex; United Arab Emirates; On-site; AED 120,000 - 200,000; Full time

Job summary

A financial institution in Sharjah is seeking an AML Compliance Analyst to support its Financial Crime Compliance framework. The successful candidate will conduct KYC reviews and transaction monitoring in line with UAE regulations. Candidates should possess a relevant degree and 2–4 years of experience in the field. This is a full-time, onsite position with competitive remuneration.

Benefits

Competitive remuneration

Qualifications

• 2–4 years of experience in AML, KYC, or Financial Crime Compliance within a bank.
• Solid understanding of UAE Central Bank AML regulations and standards.
• Professional certification such as CAMS, ICA, or equivalent preferred.

Responsibilities

• Conduct customer due diligence (CDD) and enhanced due diligence (EDD).
• Perform transaction monitoring and investigations of suspicious activities.
• Prepare and support the submission of Suspicious Activity Reports (SARs).

Skills

Customer due diligence (CDD)

Investigative skills

Analytical skills

Stakeholder communication

Education

Bachelor’s degree in Finance, Law, Business, or related field

Tools

AML/CTF monitoring systems (e.g., Actimize, SAS)

Job description

Location & Contract

Location: Sharjah, United Arab Emirates
Contract Type: 12-Month Fixed-Term Contract
Department: Financial Crime Compliance
Reports To: AML Manager / Head of Compliance

Position Summary

The AML Compliance Analyst will support the bank’s Financial Crime Compliance framework by conducting KYC reviews, transaction monitoring, and suspicious activity investigations in line with UAE Central Bank regulations, FATF guidelines, and internal compliance standards. The role is critical to ensuring that the bank maintains a robust AML/CTF control environment and meets all regulatory obligations.

Key Responsibilities

• Conduct customer due diligence (CDD) and enhanced due diligence (EDD) for new and existing clients to ensure full KYC compliance.
• Perform daily and periodic transaction monitoring, identifying and investigating unusual or suspicious activities.
• Review AML alerts, document findings, and escalate cases requiring further investigation or reporting.
• Prepare, document, and support the submission of Suspicious Activity Reports (SARs) to the UAE Central Bank.
• Maintain detailed investigation records in accordance with internal procedures and regulatory requirements.
• Conduct periodic reviews of customer accounts and risk ratings to ensure ongoing compliance.
• Assist in internal audits, regulatory reviews, and inspections, providing accurate and timely responses.
• Collaborate with business units to strengthen AML controls and promote compliance awareness across the organization.
• Stay informed on evolving AML laws, typologies, and industry best practices, ensuring ongoing alignment with regulatory expectations.

Qualifications & Experience

• Bachelor’s degree in Finance, Law, Business, or a related field.
• 2–4 years of experience in AML, KYC, or Financial Crime Compliance within a bank or regulated financial institution.
• Solid understanding of UAE Central Bank AML regulations and international standards (FATF, OFAC, EU directives).
• Familiarity with AML/CTF monitoring systems (e.g., Actimize, SAS, Mantas, or equivalent).
• Professional certification such as CAMS, ICA, or equivalent preferred.
• Strong analytical, investigative, and report‑writing skills.
• Excellent attention to detail, time management, and stakeholder communication abilities.
• Fluency in English required; Arabic proficiency an advantage.

Key Competencies

• Integrity and discretion in handling sensitive information.
• Sound judgment and critical thinking.
• Strong teamwork and cross‑functional collaboration.
• Proactive and results‑oriented approach.
• Commitment to regulatory excellence and ethical standards.

Contract Details

Duration: 12 months (renewable based on performance and business needs)
Work Location: Sharjah, UAE
Employment Type: Full‑time, onsite
Remuneration: Competitive, commensurate with experience